Why would a potential employer check your credit report? Ask HR

Johnny C. Taylor Jr.

Johnny C. Taylor Jr. tackles your human sources questions as a part of a collection for USA TODAY. Taylor is president and CEO of the Society for Human Useful resource Administration, the world’s largest HR skilled society and writer of “Reset: A Leader’s Guide to Work in an Age of Upheaval.”

The questions are submitted by readers, and Taylor’s answers below have been edited for length and clarity.

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Question: In going through background checks, I have seen credit listed in some requests. Do employers look at your credit report in the hiring process? How is credit information relevant to employment matters? – Melvin

Johnny C. Taylor Jr.: Employers may find credit information relevant in certain instances. Depending on the role or industry you are seeking, an employer may include a credit report as part of your background check for the position.